guide on how to prevent online identity theft fraud and scam

Prevent identity theft this holiday season by simply being smarter than your assailants. There is no better identity theft protection than education on the subject, and knowledge of the ways to keep you protected. Whether you're cruising Facebook or Twitter, or doing some holiday shopping online, it's always important to be aware of how to prevent identity theft.

How to Be Secured Online Here: CyberSecurity and CyberSafety Guide 

Here are a few little tips to help you prevent identity theft during this busy holiday shopping season:
Watch out for that keen eye that is just waiting to catch a glimpse of your pin number. Whether you are purchasing something with your debit card and entering your pin, or taking out cash to be a more responsible shopper, always be aware of your surroundings. This is the time of year when identity theft occurs nearly every minute around the nation, and if you can stay aware of your surroundings you will be one step ahead of the game.

Problem: Identity thieves glancing over your shoulder to see your pin.
Solution: Always cover or attempt to hide your pin number when entering it. It might look a little silly to some, and feel a little silly to others, but if you are in a sea of holiday shoppers waiting in line to take out cash or make a payment, you can never be too careful.

If you are using your debit and credit cards this holiday season, don't sign the back of the card. Yep, you heard me, don't sign the back of your card. To prevent identity theft you should write "please see ID" on the back of all of your cards. This will insure, hopefully, that as you checkout you will be asked for your driver's license. If they don't ask for your ID, be sure to tell management that there is sure to be an identity theft issue at their store.

Problem: Using debit and credit cards.
Solution: Always write 'please see ID' on the back of all of your cards.
Many of us take for granted the system of garbage pick-up that occurs throughout the nation. To prevent identity theft, it is crucial that you are aware of what you are throwing away, or recycling. Sure, it might make you feel wonderful to be helping out the environment by recycling all of your paperwork, invoices, and receipts. You should feel that way, however, you should also be shredding it all first. Many local areas will have shred-a-thons to help you get rid of all of that confidential information that absolutely anyone can see by digging through your trash. It may seem like a dirty job, but it is one of the most common ways that identity thieves will steal your information.

Problem: Tossing out receipts.
Solution: Use a shredder...always!
Everything is done over the internet these days. We'd rather talk to each other on Facebook and Twitter than meet face-to-face for some coffee. Complete strangers know more about us through our social updates than our own families do. Times certainly have changed, which is why you have to change your habits online. While we've talked about protecting your identity on social networks many times here, we also need to point out that it's imperative that you don't store absolutely everything on your computer.

If your computer is infected with a virus that was created by hackers and identity thieves, they can easily read your confidential information and use it to their advantage. In order to prevent identity theft on your computer, back up all of your personal information onto another hard drive that you can unplug. You can either purchase another small hard drive to use, or you may use a flash drive.
Problem: Computer viruses that can read your confidential information.
Solution: Store your personal information on another drive.

Lastly, and most importantly, check your bank statements and your credit reports frequently, especially during and just after the holiday season. This is prime time for identity thieves, and to prevent identity theft it's always best to stay on top of it. Know where you've spent your money, and know exactly how much you've spent. If there is something that doesn't look right or match up on your bank statement, don't hesitate to call them and discuss the problem. In most cases, they will be willing to work with you to figure out how that charge on your account came to be.
Problem: Reckless spending.

Solution: Always stay on top of your bank statements, and keep all receipts until the statement and charge has cleared.

While these are just a few was to prevent identity theft, I hope that we've brought to attention the multitude of ways that identity thieves attempt to steal your personal information. This list could go on and on, and the only way to stay protected is to stay informed. If you want more information on how to prevent identity theft, visit http://www.idsafeusa.com for more information.

Kandice Day is the founder of http://www.LinwrightDesign.com, a content marketer and web designer.

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