Instant messaging apps such as
WhatsApp, Snapchat and LINE have exceeded social media in terms of
global usage. In a report by Business Insider Intelligence in January
2016, the estimated number of instant messaging users was recorded at
2.9 billion in 2015, compared to the number of social media users which
was recorded at 2.4 billion.
The explosive growth of instant
messaging is even affecting the way users spend their time online. More
and more users are now connecting with each other much more through
instant messaging than social media. Content such as feature articles,
newsletters, and e-Books are now being shared on message threads. Even
brands are now using it to converse and conduct transactions with
customers.
Instant messaging is revolutionizing
the way we use the Internet and communicate with each other. However,
the growing usage of instant messaging apps also means more
opportunities for malicious individuals to steal the identities of
users, allowing them to take advantage of sensitive information such as
bank account numbers and credit card transactions to gain financial
advantage at the expense of the users.
Ways cybercriminals can steal your identity
There are many ways cyber criminals
can use instant messaging to steal your identity. In addition to spying
on your account, identity thieves can also make use of spamming to lure
you into clicking links to locations that contain malicious software
such as spyware and keylogger.
Phishing is another type of online
fraud that is commonly used for identity theft; this type of online
fraud refers to the attempted acquisition of sensitive information by
luring users into believing they are accessing a trustworthy website or
email.
Even official websites are not safe
from identity thieves anymore because of another form of online fraud:
pharming. Pharming is when a malicious individual manipulates a
website’s host file or domain name so that it links to a spoof website,
which then captures the unwitting victim’s personal information.
A VPN can protect you from identity theft
Protecting yourself and your instant
messaging account from identity thieves and other cyber criminals
doesn’t have to mean shelling out money on software or refraining from
using instant messaging when it comes to bank account inquiries or
credit card transactions. The simplest, most effective way of keeping
identity thieves from accessing your instant messaging account is
through the use of a virtual private network (VPN).
Hotspot Shield is a free VPN. You can download it
for your Windows PC, Mac, Android, or iOS device. It prevents identity
thieves from accessing your instant messages and provides you a secure
connection, so you don’t have to worry about unwanted access to
sensitive information such as credit card transactions and bank account
statements.
Benefits of using Hotspot Shield for identity theft protection
Hotspot Shield is a free-to-download VPN that allows you to surf the web anonymously.
It protects you from identity theft by creating an encrypted tunnel
between your computer and its servers, so that you can send and receive
instant messages while preventing identity thieves from spying on you
and tracking your online activities.
Hotspot Shield also protects you by
masking your actual IP address. Upon connecting to the Internet via
Hotspot Shield’s encrypted tunnels, you are automatically connected to a
US server, allowing you to make use of an IP address in that virtual
location. This also prevents spammers, spies and hackers from monitoring
your instant messaging activities and stealing your online data.
Additionally, whenever you go online
while using Hotspot Shield, your instant messages are secured and
encrypted, and your personal information becomes out of reach for spies.
Even when it comes to using instant
messaging while using a public Wi-Fi connection, where it is possible
for anyone connected on that network to spy on your activities, Hotspot
Shield secures your online session and makes your data more private.
Other benefits:
- Allows you
to bypass filters and firewalls set by the network administrator in
school and at work so you can unblock your favorite social media sites,
such as YouTube and Facebook
- Protects you against malware attacks by notifying you if the page that you are visiting
- All of these for free
Article Source: http://blog.hotspotshield.com/2016/05/23/identity-theft-via-im-and-how-you-can-protect-yourself/