Protecting Yourself From Online Computer Virus Attack and Personal Identity Credit Card Data Hacking

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free antivirus and your online virus protection


With so much of internet security threats and hacking issues all around, it is high time for you to get hold of a proper virus protection for your system. Now that we are sure of how to Protect Your Computer from virus we need to figure out which antivirus will suit our needs.  Some people do not want to invest money on the security of their computer. For them, some free antivirus software are available. Now, the question is, whether to go for the free or paid version in case you can afford the paid one.
First of all, there exist not only the two types of antivirus, free and paid, but two others as well. There are four distinct levels- free, paid, suites and “premium” suites. From free to premium suites, there is a gradual improvement in features and increase in cost. The free versions come with minimalistic features. They are able to scan the computer for malware and but lack features like firewall protection, parental control, identity theft and system performance tools. Only a few free antivirus software come with these features.

The paid antivirus software come with more comprehensive features and are capable of securing the system with some advanced tools.

Another great disadvantage of free antivirus software is that there are no customer care facilities. Paid antivirus, on the other hand come with good customer care support. If you face any difficulty when you install antivirus software or update the same you can always call them up or send e-mails.

One should be careful while using free antivirus software since these are often the trial versions. They are limited period offers for free usage and trial and will not protect your computer in the long run. So, if you are looking for a long-lasting protection for your system, you must choose the paid computer viruses protection. There are different time-period options to choose from such as the one-year pack, three-year pack, five-year pack and many more to protect your PC throughout these time durations.

Some companies claim that their free versions are meant for average users while the paid versions are to be used by the advanced users who need more advanced features. Paid versions not only provide some advanced features but are also more efficient in detecting malware threats. Surveys conducted all over the world have revealed that paid versions work better than the free ones.

One benefit that a free antivirus software gives you over the paid ones is that it gives you a lot of flexibility. You can use other security tools of your choice along with the antivirus software unlike the paid versions which have their own restrictions. Moreover, free antivirus software works at a faster speed than the paid ones. So, a quicker scanning of the pen-drive every time you insert it into your system!

Another type of antivirus that is becoming popular these days is hacking hackers with firewall antivirus software. But in order to use it we need to explore its features first and then decide.

If you compare the user interfaces of free antivirus software and their paid counterparts, you will notice that both are more or less the same in this respect. However, in terms of speed and flexibility the free antivirus software are better while the paid ones outdo them with respect to efficiency and support. One must therefore take the decision regarding PC protection not only considering their budget but also keeping their requirements in mind. 

Computer virus protection using best antivirus software

Your computer should be protected from virus, malware and various kinds of online threats. The infected code can spread through various sources. If you insert a memory stick, the anti-virus software should be able to detect malicious code and it should be blocked immediately. Similarly, when your computer is connected to internet, it will be vulnerable to various kinds of threats. Hence reputed anti-virus software should be installed and it should be updated at regular intervals. The latest threats should be detected and arrested by the anti-virus and anti-malware software. Online virus protection software can be installed in this direction.

The best selling antivirus software can be setup very easily and it can be updated at regular intervals. The software will be appropriate for your PC. You should understand your protection requirements before subscribing to the antivirus software. There are different kinds of applications meant for PC. The system requirements should be gauged before downloading the software. If your system has required RAM and hardware support functions, the software can be installed and maintained very easily. The software should have the script blocking capability. There are software suites which can protect both iOS and android gadgets.

There is great demand for highly efficient antivirus software. The software should be small in size and should not eat the resources of your computer. You should be able to run on various OS including Windows and Mac. Highly robust software will not interfere with firewall and other protection software applications. You will be able to update virus definitions at regular intervals so that latest threats can be overcome in an effortless manner. You should be educated about the latest virus threats so that the most appropriate software can be purchased and installed in your computer.

is it better buying antivirus software online


The complex world of internet threatens the very existence of our systems at every instant of time. Cyber crimes, hackings and loss of personal data are very common these days. In order to protect your system as well as yourself from the deadly consequences of cyber threats, you need to install a firewall antivirus software in your computer. 

Wondering how to protect your computer from virus, spyware, hacking hackers with firewall antivirus software? 

Well, this does not mean that you can install any random antivirus software. It is very important to know how to select best computer antivirus software. There are many companies that sell antivirus software and protection for internet. There are even packages which combine both and ensure total security of the system. So, how to choose the right company? Should you go by the branding or rely on customer feedbacks?

First of all, you need to do some research on the company. How long has the company been selling antivirus software, what recognitions it has earned for itself- these are the main areas of concern. All these account for the credibility of the company. 

The next thing that needs to be considered is whether to buy the software online or from some store. Many people prefer the online process since it is very convenient for them to buy it sitting at home. But how to buy antivirus software online? There are many options that are discussed below.

Almost all companies have their official websites from where you can directly buy the antivirus software at a reduced price. There are some exclusive discounts and offers going on at different parts of the year. Also, since you are buying the software directly from them without the involvement of dealers and wholesalers, the price is naturally lower. There is also the guarantee of authenticity if you are buying the software directly from the company.  

Another option would be to buy it from the e-commerce retailers. There are several e-commerce websites such as Amazon and Snapdeal which sell antivirus software. They sell them at a much lower rate than the stores. 

However, buying antivirus software online has its disadvantages as well. If you buy them from a dealer, they will send someone to your home to help you with the installation process. But buying online requires you to install it on your own. This is very troublesome for people who are not acquainted with the process. Online purchase always has a bit of risk involved in it. If you are buying antivirus software from a local dealer or store, you can make the payment after checking whether the product is in its proper form. The hassles of online payment are not there either.  

So, the ultimate choice is yours. If you want a risk-free purchase, it would be better not to buy your computer protection online. On the other hand, if you prefer the comfort of your home, you can buy it online either from the company directly or from some retailer.  

how to be safe from Credit Card Breach hacking if we need another reason to be nervous about our money. Financial gurus have warned consumers for a long time about guarding their financial information diligently, but recent events now make it a necessity.

First there was Target. The company announced on December 19, 2013, that thieves had stolen credit and debit card information from more than 40 million customers. Other reports put the number much higher. 

Experts believe that 1 to 3 million card numbers were sold on the black market. Looking at a midpoint (selling 2 million cards at a mid-range price of $26.85/number), experts estimate the thieves made $53.7 million.

How did it happen? The reasons are tech-y, but globally, a lack of proper security measures allowed hackers to gain access through stores’ cash registers. Basically, the company failed to properly close off access to your data. 

Then there was Home Depot. The company announced that it was a victim of a breach occurring from April to September 2014. The 56 million affected cards make it an even bigger hacker haul than at Target. The thieves gained access to Home Depot's records the same way – through cash registers as a result of a lapse in security protocols. 

Add to the list eBay, Michael’s, Kmart, Neiman Marcus and more, and you see that information about you is anything but safe. You have to be diligent and deliberate about protecting your data.
Fortunately, some commonsense practices that don’t take much time to implement will go a long way toward minimizing the damage. Whether you've been hacked or not, consider the following.

Instead of a Credit Card...
One way to avoid being a victim is to not use your credit card. If you think that sounds crazy, you might be surprised by the options available to you.

Prepaid Card. A prepaid credit card has no connection to your bank account, making it the perfect solution. But before you run out and get one, there are some downsides. First, there is virtually no fraud protection for these cards. If thieves get access to the number, they’ll likely get your entire balance and your chances of getting any of that money back are next to none. Second, the fees on these cards are often high – so high that most financial experts advise against using these cards unless you can’t qualify for a regular bank account. Let’s look at other ways.

Temporary Card. Many of the major card issuers including Bank of America and Discover offer single-use credit cards, also called one-time-use, temporary, "shopsafe" or virtual credit cards. As the name implies, these cards often work only one time. Had you used one at Target when its data was breached, the thieves would have a useless number.
Not all these cards work with all purchase types. Some can be used only online, for example. As always, be an informed consumer and read your card issuer’s rules regarding single-use cards before signing up.

Check. If you have a checking account, you can still write an old-fashioned paper check at most shops – even if it’s sometimes a hassle to get the check approved, especially if it's not a local shop. Your credit card number will be safe, although there's always the risk someone will get your bank account and bank-routing number instead. At the moment check fraud is much less common than credit card fraud, and you are not liable for any charges to your account if checks are stolen or altered. One additional protection: Don't print your address or any other information except your name on your checks.

Cash. Yes, cash is so last century, but using this monetary dinosaur assures you of one thing: You won’t be a victim. Another upside to cash? According to financial guru, Dave Ramsey, you will spend less overall. If you want to stay safe and reign in your budget, head to the bank and get your hands on some cold, hard cash. If you're really worried, stop at the drugstore after the bank and buy a bottle of hand sanitizer. Cash is, literally, dirty money.

What to Do If You’re Hacked
If you’re reading this saying, “Where were you a couple of months ago? I just found out I was hacked,” here’s your step-by-step guide to dealing with a data breach.

Step 1: Demand a new card. When Target was hacked, JP Morgan Chase limited the use of affected cards and issued new ones before most customers thought to ask.
Some people were annoyed when they tried to pay for a cart full of groceries and their credit card was denied, but the bank did the right thing.
Call your bank and demand a new card. It's not likely to put up a fight as the bank is responsible for paying false charges. In the event that the bank does, don’t back down on your demand.

Step 2: Change your passwords. If you have done any online business with the affected company – or you have an account with it – change your password right away. Make it more than 8 characters and difficult to figure out. If it’s easy for you to remember, it’s easy for a hacker to crack.
While you’re at it, change and strengthen all of your passwords. You don’t know what the thief is holding so assume the worst.

Step 3: File a police report. Call the non-emergency number of your local police department. Say that you were a victim of identity theft and wish to file a report. This makes your status as a victim official.

Step 4: Freeze your credit reports. You don’t want anybody opening up new lines of credit in your name. Freezing your credit report will prevent further identity theft most of the time. Contact the three credit bureaus here:

Freezing your reports is free if you’re a victim of identity theft. (They might want to see the police report you filed.) You can later unfreeze your reports.

Step 5: Watch all your bank and credit card statements. Like a hawk! Look every day for at least 30 days after the bank replaced your card. Apps like Mint and BillGuard make it easy to watch your accounts. If you see fraudulent activity, call the bank and report it immediately. Often you can dispute charges online, but calling and talking to somebody assures that the issuer has record of your dispute. Be sure you also make a record, with the name of the person you talked to and the date and time when you called.

The Bottom Line
You won’t see a resolution overnight. Have patience with the people you deal with and the process will go more smoothly. If you’re one of millions of victims, things might move slowly, but the steps above will prevent any further damage from this attack.

Two things to bear in Mind while we talk about Protecting yourself Online in order to Prevent Online Identity Theft and being Victim of Cyber-Criminals:

A. Keep in mind that antivirus software protects only your device, not your internet connection. It’s only Secured and Protected Virtual Private Network, VPN can securely protect your internet connection communications between your computer device, servers and websites.

B. A VPN is a must-have utility to protect your privacy and prevent hackers and snoopers from stealing your personal information.